Apaly offers seamless nationwide coverage with a broad selection of providers, ensuring every member has access to care, along with our coverage guarantee.
We are happy to show your projected ROI to demonstrate measurable savings and clear financial benefits, and you can take advantage of our cost savings guarantee.
No, there’s no legal risk because Apaly is not a provider network. We are a technology platform that creates direct contracts between providers and self-funded employer health plans. Unlike other vendors in the industry, we are the ONLY APC+ solution that is NOT creating and operating a network, and we don’t take on risk or operate in any way that requires network licensure. We don’t put you at risk.
Implementation is straightforward, with setup completed in just a few days.
Our innovative model combines nationwide coverage, direct contracts, and a focus on cost savings, ensuring a superior experience for employers and employees alike.
APC+ (Advanced Primary Care Plus) is a membership program that gives you access to high-quality primary care—it’s not insurance. Your employer pays a monthly membership fee on your behalf, and in return you get benefits like same-day or next-day appointments, longer visits with your provider, and 24/7 virtual care access. You’ll still keep your regular health insurance for things like specialists, hospital stays, and prescriptions.
APC+ works alongside your health insurance, not as a replacement. Your APC+ membership covers primary care services (see our Scope of Services page for details), while your health insurance continues to cover specialists, hospital visits, surgeries, and other medical needs. You don’t need to notify your insurance carrier about joining APC+.
You will see monthly charges from Apaly to your insurance plan. This is not a bill. This is a statement showing the amount being paid by your employer to cover the cost of your monthly membership fee.
Your employer covers the full monthly membership fee at $0 to you.
Regardless of which health plan you are on:
PPO/EPO Plans:
HSA/HDHP Plans:
Note: IRS deductibles are separate from your health plan deductibles and are set by federal law to maintain the tax-advantaged status of HSA accounts.
Costs may vary by employer and plan. For details specific to your coverage, contact your HR department or refer to your benefits guide.
Your APC+ membership covers comprehensive primary care including preventive care, acute illness treatment, chronic disease management, annual physicals, sports physicals, and prescription renewals. Visit our Scope of Services page for the full list. APC+ does not cover vision, dental, or specialist care—those continue to go through your regular health insurance.
You don’t have to switch doctors to sign up. However, to get the full benefits of APC+, you’ll need to establish care with an APC+ provider. If your current doctor isn’t in the APC+ network but you’d like them to join, contact us at [email protected] and we’ll reach out to them about participating.
Yes to both. You can switch APC+ providers anytime. For example, if you move to a new city or simply want to try someone different. And each family member can choose their own provider, so you might select an adult primary care physician for yourself and a pediatrician for your children.
You can still access APC+ through virtual care, schedule video visits, get prescriptions, message your provider, and handle urgent issues online anytime. If you’d like us to find physical locations near you, email [email protected] with your zip code and we’ll work on adding providers in your area.
Yes, your spouse and dependents can use APC+ if they’re covered under your employer’s health plan. Each family member enrolls individually and can choose their own provider. For college students, they can either establish care with an APC+ provider near their school or choose a provider near home and access them virtually. Family members can also enroll independently even if you choose not to, as long as they’re on the health plan.
Visit our marketplace to browse and select a provider. After you choose your provider, schedule an introductory visit with them. Once that visit happens, your provider reports it to Apaly, which activates your employer-paid membership. From there, you’ll have full access to all APC+ services. If you run into any issues during signup, email [email protected] and our team will help you get enrolled.
You cannot use the services or get same/next day appointments without first establishing with your provider. To check if your membership is active you can either login to your Apaly portal or contact your provider.
APC+ combines the best of both, and fills the gaps each leaves behind.
vs. Traditional Primary Care:
vs. Teladoc and other telehealth services:
Think of APC+ as your own primary care provider who’s actually accessible—available virtually when convenient, in-person when needed, and familiar with your health history either way.
Many APC+ providers do prescribe GLP-1 medications, though individual prescriptions are at the clinician’s discretion. Contact us at [email protected] with your name and zip code, and we can connect you with the nearest APC+ provider to verify they write GLP-1 prescriptions.
No, there’s no legal risk because Apaly is not a provider network. We are a techology platform that creates direct contracts between providers and self funded employer health plans. Unlike other vendors in the industry, We are the ONLY APC solution that is NOT creating and operating a network, and We don’t take on risk or operate in a way that would require network licensure. We don’t put your business at risk.
You get paid through the apaly platform via ACH transfer directly to your bank account.
Tell us a little bit about yourself and we’ll connect you with an Apaly expert who can share more about our products and answer any questions you have.
